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Monday, May 24, 2010

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Saturday, May 22, 2010

Cultivating the habit to save is essential

Cultivating the habit to save is essential if you want to be financially free. A lot of people desire to do this but seem to fail at their attempts. This article gives useful tips on how to discipline yourself to save regularly.
Savings is typically used to preserving money for future use by putting it on deposit. This is distinct from investment where there is an element of risk. Savings is important because there will come a time when you will have needs to meet but will not be earning money anymore. You therefore should use the time when you can earn to raise funds for the time when you are not earning anymore.


When do you start saving? Some people wonder when is the right time to start saving, some are of the opinion that they should start saving when they start earning enough, but that is a bad idea, it is good to start saving early once you start working and when you are young. Starting early leads to a huge accumulation of wealth that retirement.
To be able to achieve the habit of saving regularly successfully, you need to do the following:
Live within your means, cut your coat according to your size, and do not let others determine how you will live your life. Be realistic and stay off expenses you know you cannot keep up with.
Do not make credit a part of your life. Shy away from salary advances, credits cards and any spend now, pay later schemes.
Take full responsibility of your finances.
Just be content with the little you can afford.
Do you know that it is not what you earn but what you keep that determines your financial success?
A lot of people earn fat paychecks but are worth nothing and have nothing to show for it, they blow every dime they earn. Don’t be like that. Saving is important, once you earn the money, set aside what you will save before allocating the balance to your needs and cut those needs according to what the balance can afford.
You can start by saving what you can afford, and then gradually increase it. Put the savings where you cannot easily reach it. Strike a balance between your saving and consumption so you are not tempted to break your saving. To help you have enough to save, cut your expenses, take economy class instead of business or first class when flying, draw up a list before going for shopping and stick to it




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Sunday, May 16, 2010

You have chosen to work from home… so what?

You have chosen to work from home… so what?
Not that long ago, if you told someone you worked from home or you had a home office, they might have looked at you funny, or not taken you seriously.
But that was then… this is now. For many entrepreneurs, home is now where the office (as well as the heart) is.
Whether you are new to the reality of a home office or you are a veteran with years under your belt, it’s important to focus on what really matters and makes sense for you and your business — and to avoid wasting time on what doesn’t matter.
What’s most important is the work you do and the business you build — not the chair you sit in or the window you gaze through during the day.
Here are some key points to keep in mind when it comes to making the most of your home office:
Size doesn’t matter… but feel does. Your home office doesn’t need to be the hugest or fanciest to be the best (for you). It does need to feel right, though.
It should be a place in which you feel productive, inspired, efficient and calm.
Take some time to set it up in a way that works for you on every level.
The biggest ideas can be implemented in the tiniest of spaces, so don’t fixate on size; focus instead on your business: your plan, your vision, and your goals.
When possible, this space should be just your office — not your storage room, game room, recreation room, pantry or mud room.
when it comes to your home office: No matter where your office is in your home, how you have it set up, how small (or large) it may be or any other of its characteristics, you want it to be separate from the rest of your living or sleeping areas



Friday, May 14, 2010

Successful project management skills

How good are you in managing your project?

Successful project management skills are a fundamental necessity that every project manager should possess. This makes one to be able to stand out from the rest due to his or her astounding potentials relayed towards the achievement of organizational set goals. One should strive to acquire ideal knowledge and outright awareness of the application of these skills in real situations at all time and not just to bank on the theoretical aspects without practical output.



A project manager should be able to identify the key areas that at all time affect the smooth running of activities either positively or negatively. For the successful management of any project, one should bear in mind the following:-
a) Time – Always be within the set time limit and always strive to beat your deadlines.

b) Scope – Be aware of how far you need to go and how much you require to get to your target. This saves unnecessary bulk and gives room for working to detail.

c) Communication – Collection, storage and prompt disbursement of information through the right channel is the core banner in all success. It should always be in the best accuracy and standard.
d) Human resources – people are varied and a complex aspect to deal with. Being able to organize, manage and lead them towards the expected goal is a real requirement so as to engage their cooperation and work towards the same goal.
e) Risk – In the management of risks, there is the need to be all eyes as to the instances of negative aspects being able to promptly identify and tackle them immediately. Plans should be laid down as to how to deal with such Plans should be laid down as to how to deal with such should always be on standby at all time hence paving way for positive aspects
f) Quality – Processes and procedures should be maintained and clear policies followed with the aim for achieving the best always and improving standards.

g) Professionalism –A clear code of conduct should be spelt out if one is really seeking achievement through integrity.

h) Procurement – In the instances of purchases and acquisition of property, a project manager should make sure that he follows the required legal procedure. He should understand the adverse range of contracts and subsequently how to manage them.
Cost – Budgets should be clearly drawn putting great regard to the available finances and probable outcome of the end results.
Another very essential factor to put in place for a successful project management scheme is the liaison and networking with other project managers. This greases ones’ skills as it makes him or her able to borrow from the others, being able to complement his strong holds.
I conclusion, to ensure successful project management, there should be the definition of goals, actual measurement and control of finances as well as the human resource force, clear plan and implementation module of procedures with effective preparedness to change and eventually, audit and evaluation of the final output so as to be sure the project is on the right course and should an otherwise be the case, prompt procedural corrections.




Tuesday, May 11, 2010

Solo traveler’s advice

Solo traveler’s advice
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Advice to Solo travelers as with any solo traveling for a long distance here are a few safety tips that will ensure that you enjoy your trip and travel and return home safely:
> Leave an itinerary with a trusted friend or family member back home and check in periodically by phone or email. Notify them of any changes to your schedule.
> Try to Arrive at your distention during daylight hours and if you can not choose a site or a hotel or motel that look safe and ask from the administration about the safety of the neighborhood. If you feel unsafe, move on.
> Overnight in stay, remain within the compound of your motel and if you have to do a little shopping do it during the early hours of your arrival and only in areas with high activity as they are safer.



> Be aware of your surroundings and the people in them. Don’t invite trouble by displaying expensive jewelry or high end electronics.
> Carry extra cash for food, water, gas, warm clothing and a first aid kit in case of a roadway emergency. If you’re traveling in remote areas, be prepared to wait a day or more for help.
> Always carry a cell phone and phone card. Some areas may not have cell service. You should always have a way to contact emergency services.








Wednesday, May 5, 2010

Web/Graphic design

Web / Graphic Design
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Is your business ready to be part of the internet? In need of a quality web site, but need to find a web designer to fit your budget? Your web site will become your new online store for others to see. When It comes to the internet appearance is everything, so it is important to have a web designer that cares about you and your company. It is very important that you pick the right person to design your site. Taking your business online is just like opening a new store for the first time. The more you put into it the more you will get out of it. Your web site is everything when it comes to the internet. If it doesn’t look professional you are losing business right from the start. People want to be able to trust and depend on you and your business or whatever it may be. Seeing bad web design is a turn off for almost all customers. Good web design is a key part of starting off on the internet. You may now ask your self how can you find the right company or web designer to do the job. This is a big step in the process of starting a online business. First you have to look at what you are willing to spend. what type of budget you may be on. You will see company's offer to build web sites for 1000s of dollars. Others may be a little cheaper. See what each company offers. What I have come to find is that company's over charge for their web design and graphic design. give youself time and find a web designer that can do job for you for a low cost. what we have found out is that the best work is done by those that are self employed. These people have the skills it takes to design a quality site and some are not out for your money. So when starting your new business chose the right web designer for yourself to dress you up and your company



Sunday, May 2, 2010

Increase sales by making the most of advertising and marketing

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Increase sales by making the most of advertising and marketing

Information about marketing can help to set your company apart from your competitors. With the right combination of marketing, advertising and customer outreach, you can reach your customers better with the advertising and marketing message that will bring them to your business. Your business marketing plans should be clear and effective.



Marketing and advertising companies can perform market surveys to find out what business advertising will draw the biggest results. Use a marketing and advertising company to help direct your advertising and marketing campaigns. Whether you use Internet advertising, print ads, information marketing or a combination of venues, make the most of your ad dollars with measurable results.

1. Make sure you’re using the best information on marketing

2. Hire a marketing and advertising company to get you on track

3. Measure the results of your Internet advertising
Action Steps to a Marketing Mix that sells
The best contacts and resources to help you get it done
Avoid waste with good information about marketing
Advertising takes up a good chunk of your budget so you should make sure that you are putting your resources into marketing campaigns that work. Through the customer surveys and ultimately through your sales figures, you should have a good handle on the most appropriate business advertising for your company
Count your marketing business revenues
There is no reason that you shouldn't know exactly how many visitors your Internet marketing ads draw and be able to translate that into direct sales. With the right kind of software and marketing experts, you can be sure that your resources are being used in the best way
• If your current marketing & advertising programs are bringing in the desired business, stick with them. Consider new campaigns only when you feel the need to grow your business or sales are slacking off.